comprised of PHATRA, PSEC and PASSET. Both the commercial banking business and the capital market business work closely together in order to achieve combined results in the three business objectives which the

the growth momentum with a larger subscriber base, leveraging a combined coverage across Thailand, innovative product offerings, and superior service quality to offer more than broadband experiences

in Thailand maintained their good performance with adequate capital to support their business operations. The combined net profit of the Thai commercial banking system was Baht 207.2 billion, a 10.8

combined shareholder can count not less than one-fifth of the total number of shares sold or a minor shareholder Over twenty five which has the total number of shares not less than one-tenth of the total

fee income from transaction services caused by the exemption of transaction fees via digital channels, combined with declines in fee income from loan-related services and securities business, whereas

of the debt securities. 2. Indicate whether the debt securities are registered or bearer securities, the total nominal amount of the debt securities as well as the individual face value of each type of

million baht after the units already held are combined. The calculation for the total value of units held in Paragraph 1 shall be based on the trading value of each transaction; “trust manager” means the

ability to service the debt obligations. 2. Disclosure of compensation a. Issuer’s directors are on an individual basis; and b. Issuer’s senior managements are on lump sum basis. C. Share Ownership Provide

wherein individual shareholders shall not include as taxable income and not be entitled to a dividend tax credit in the computation of tax. Management Discussion & Analysis (MD&A) Q3/2017 Management

year ended December 31, 2016, 2017 and 2018 and six-month ended June 30, 2019. However, these items are presented as combined line item, “Interest income from loans purchased” in the audited financial