contract margin is expected and shall offset normalizing spot PET margins achieved in 2018. IVL strong 3Q and YTD 2018 delivery, especially when considering global economic uncertainty, gives us confidence
adequate provisioning expenses against any uncertainty or new regulations. In terms of capital, with the inclusion of net profit for the third quarter of 2018, the total capital adequacy ratio, the Common
trillion to Baht 5.06 trillion, support from REITs and property funds. Due to the global stock markets were volatile, both from the Fed's policy rate hike And economic uncertainty that made overall stock
to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group
expiring relief packages and (4) the rising political uncertainty Meanwhile, in the auto industry, the total number of car sales for the first eight months of this year stood at 456,872 units, contracting by
repercussions on the global economy, compounded by a steep recession. It was a grim scenario, with uncertainty looming large. One year later, we stand in a very different place. Brent crude oil price has had a
หนด การกําหนดเงื่อนไขในการรองรับและรับรูผลขาดทุน - 13 - ของ ธพ. เมื่อ ธพ. มีผลการดําเนินงานที่ไมสามารถดําเนินกิจการตอไปได 1 (“loss absorption on a gone-concern basis”) โดยตราสารจะถูก convert to
their continue concern on loan portfolio quality. Although the deterioration in credit quality affected profitability, but Thai commercial banking system’s remained sound as banks continued to closely
forward- looking statements, as well as those included in any other material discussed at the presentation, are not statements of historical facts but concern future cir- cumstances and results and involve
commercial bank lending increased from the previous quarter and showed sign of improvement in line with the economic condition. However, commercial banks remained cautious in lending as their continue concern