management company and the client have agreed to disclose (7) Conditions on the change in, , renewal of and termination of the agreement. (8) Stipulation of a period and method of payment of the benefit to the

, KBank has centralized credit operations covering legal and contract-related arrangement, preparation of collateral agreements, credit limit setup, credit disbursement, credit-related document storage and

, preparation of collateral agreements, credit limit setup, credit disbursement, credit-related document storage and credit data support. KBank also set up processes to monitor customer credit-utilization