COVID-19 pandemic situation. 4. Gain from derivatives recorded at THB 283 million, attributed to the derivative measurement under TFRS 9 in regards to Financial Instruments standards which were put in

affected company's results of operations include (i) coal price and gas price that continued to drop further from previous quarter resulting in lower costs of sales and (ii) COVID-19 pandemic. Based on our

Page 4/20 Economic Overview and Competition among Commercial Banks In the first quarter of 2020, Thai economy highly contracted from the same period last year as the COVID-19 pandemic has caused

wash hand - Install the sign to advise the operation when found to have fever - Prepare to take the patient to the hospital upon the request After the situation of pandemic of Coronavirus disease (COVID

, while we expect an impact, we do not expect this to be as severe as in the highly impacted sectors of the economy.” 2. Outlook The global Covid-19 pandemic has affected Thai Q1 GDP with estimates that the

delayed due to an impact of COVID-19. Moreover, the Company also stocked up more inventories because of uncertian situations that might occur from the pandemic, Property, plant and equipments as of March 31

be ready for the return of dine-in whenever the situation has eased. The management is still fully committed to navigate the Company through the pandemic and get back to making a profit in the best

of COVID-19 pandemic situation, the Company has strictly complied with the announcement from government sector limiting risk area to protect the pandemic situation therefore, we temporary closed

the loan interest rate to assist customers impacted by COVID-19 pandemic together with more conservative loan approval. However, the bank’s interest expenses dropped from the reduction of the

. Industry Overview Overall economic activities in the first quarter of 2020 contracted from the prior last year. The Coronavirus disease 2019 (COVID-19) pandemic is continuing to evolve, resulting in an