from contraction of export sector as global consumer demand weakened. The tourism sector and private consumption grew at a slower pace. On the other hand, the personal loan of commercial banks and

’ burden by reducing minimum payment for credit card and personal loan as well as providing a grace period and relief program in the first quarter of 2020. Moreover, the Company adopted a more cautious in

/Loss Statement in Q1/2018 and 2017 Numbers Consolidated Financial Statement Separate Financial Statement Q1/2018 Q1/2017 %Variance Q1/2018 Q1/2017 %Variance 1. Main income (million THB) 2,499.53 2,472.66

Unimit Engineering ( Myanmar) Company Limited amount not exceeding 225 million Baht, partial by increasing capital through Unimit (Hong Kong) Co., Limited and other by loan. - Designated Mr. Young Tai Lu

-Quarter of 2017. Management’s Discussion and Analysis (MD&A) For Q3/2017 5 Chart of world steel production capacity utilization, ending 30 September 2017 Source: World Steel Association The main raw

The main raw materials (Pig iron, shredded scrap) the price movement of the main raw materials, i.e. scraps and pig iron, had more fluctuated since the first quarter of 2016, by increasing in the first

revenue by leveraging its resources across various financial products and services. 31% 34% 36% 36% 50% 47% 45% 44% 5% 5% 5% 5% 14% 14% 14% 17% 2021 2022 2023 9M24 Credit Card Personal Loan Hire Purchase

Baht 946 million. - Restructuring of SBLC into deemed loan of USD 12.8 million. Unit : million Baht Y2019 Y2018 Group Revenues 17,416 29,966 Group Net Profit (Loss) 1,457 (2,358) HRC Sales (k tons) 970

and an increase in net interest income in line with loan growth, which was consistent with rising net interest margin (NIM). Excluding net profit from investment and income from auction of mortgaged

2017 accelerated from the earlier period. The main impulsion were continued expansion both merchandise exports and tourism. The value of merchandise exports, consistent with the faster economic growth