transition to a low-carbon society. Additionally, experts from both local and international organizations were invited as panelists to share their experience in promoting transition finance toward low-carbon
between the public and private sector to help develop economy across the country. At present, a number of local businesses with strong growth potential located in every province but yet to have access to
Management and Risk Factors 7 2.1 Credit Risk Management 7 2.2 Market Risk Management 7 2.3 Liquidity Risk Management 8 2.4 Cyber Risk Management 8 3. Business Directions and Operations of Core Businesses 9
- Local sales 109.24 136.28 (27.04) (19.84) Other income 59.83 59.05 0.78 1.32 Total revenues 820.40 815.31 5.09 0.62 1) Sales and services income Year 2018, the Company had sales and services income 760.57
733.97 22.29 3.04 - Export sales 619.98 618.45 1.53 0.25 - Local sales 136.28 115.52 20.76 17.97 Other income 59.05 57.97 1.08 1.86 Total revenues 815.31 791.94 23.37 2.95 1) Sales and services income Year
exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential
นบาท) : ตองยื่น filing และจัดใหมี rating เกณฑตางประเทศ าบัน มีเกณฑเทียบเทากับเกณฑที่เสนอขายกลุมผูลงทุนสถาบันที่ออกโดย บริษัทไทย (local issuer) อยางไรก็ดี เมื่อเปรียบเทียบเกณฑดังกลาวของไทยกับ
second quarter of the previous year, mainly due to a decrease in activity by local retail investors. 1.2 Fee and Service income The Company’s fee and service income in the second quarter of 2019 was Baht
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