those who start working and are interested in online learning of investment. The App serves financial planning at your fingertips as it will help users calculate their finance and customize their own

financial plan based on five financial codes: setting goal, making money, tracking expenditures as well as learning to save and to invest in order to increase prosperity, financial freedom and achieve their

การเรียนรู้ของเครื่อง (Machine Learning) ในตลาดทุน   01/12/2566   แบบรายงาน/แบบฟอร์ม คู่มือ กรอบการกำกับดูแลการใช้งานปัญญาประดิษฐ์ (Artificial Intelligence) และการเรียนรู้ของเครื่อง (Machine Learning

been monitored via early warning signs. Guidance has been provided for Relationship Managers (RMs) to contact customers at the early stage when unfavourable signs are detected.  Credit concentration

gross margin. Q4’19 Net profit* was at THB 823 million (+4.3% YoY). - 2019 Revenue from sales grew by 5.4% YoY, amounting to THB 25,611 million, aligned with our guidance. Taking out effect from exchange

expansion and spectrum acquisition. FY18 Guidance On 23 January 2018, the company has acquired 80.10% of CSL shares through tender offering, with an aim to strengthen the growth potential in enterprise

and to create business cases for monetization in the future. Core service revenue ( Pre- TFRS 15) grew 2. 5% YoY with guidance maintained In summary, Pre- TFRS 15, AIS’ s core service revenue in 1Q19

margin guidance of 45-47% is maintained with the 9M18 margin at 46.2%. Market and Competitive Environment The mobile fixed-speed unlimited offerings have continued to take on more subscribers, limiting the

digit driven by all business segments. EBITDA margin is expected to be stable while budgeted for CAPEX of Bt20-25bn (see guidance on page 6). Significant Event for FY19 Since 1 January 2019, AIS has

exchange rate in JPY of investments on solar farms in Japan. In 2020, PDI pursues its new business strategy under the guidance of Managing Director which the Board has given its support for further expand