are as follows: Credit Rating Agency * June 2019 March 2019 December 2018 Moody’s Investors Service Long-term Deposit Baa1 Baa1 Baa1 Short-term Deposit P-2 P-2 P-2 Senior Unsecured Debt Instrument Baa1
on or after 1 January 2020: Classification of financial assets Financial assets - Debt instrument The Bank has classified its financial assets - debt instrument as subsequently measured at either
Service Long-term Deposit Baa1 Baa1 Baa1 Short-term Deposit P-2 P-2 P-2 Senior Unsecured Debt Instrument Baa1 Baa1 Baa1 Subordinated Debt Instrument Baa3 Baa3 Baa3 Financial Strength (BCA) baa2 baa2 baa2
, respectively. Private investment slowed to 2.8 percent from 4.1 percent in 2018 while manufacturing production declined 3.7 percent, in line with a low capacity utilization rate of 66.3 percent, below the five
Additional Particulars in Trust Instrument for Creating Reserve Account or Sinking Fund
Provisions relating to Particulars, Terms and Conditions in a Trust Instrument of Real Estate Investment Trust
line with the regulations on debt instrument offerings under which REIT bonds could be either offered to the public or privately placed to high net worth and institutional investors. Moreover, REIT bonds
Instrument Baa1 Baa1 Baa1 Subordinated Debt Instrument Baa3 Baa3 Baa3 Financial Strength (BCA) baa2 baa2 baa2 Outlook Stable Stable Stable Standard & Poor’s Long-term Counterparty Credit Rating BBB+ BBB+ BBB
institutions and debt instrument issuance as its funding sources for making advanced payments and purchase deposits. The value of such transactions has increased significantly from 2015 by a 58 percent increase