market which results to low selling price. Another factor is the appreciation of baht which reduces our export revenue when changing to Thai baht. And the effect of employee benefit, according to the new

strong appreciation of THB/USD, which strengthened from the average rate of Baht 34.2863/USD in Q2-17 to Baht 31.9468/USD in the same period this year. Sales revenues of this quarter amounted to Baht

nine-month period 2018 was mainly due to differences in product mix and the impact from currencies appreciation as compared to same period of previous year. 3. Selling and Administrative Expenses For the

exports to reduce from the previous year. Furthermore, the sale of goods to foreign countries has been affected by the continuous appreciation of the Thai baht. Domestic consumption trend continues to

, personal loans business, and non-performing loan management business was the important main factor driving the Group's overall performance to continue growing compared to the previous year. For the Company's

personal loans, while growth in home loans and credit card loans slowed. Deposits grew by 5.0 percent from the end of 2016, resulting in increased liquidity as seen in the ratio of loans to deposits, which

financial was increased from Baht 10.87M in Q3’2016 to Baht 13.76M in Q3’2017 at 26.54% due to personal loan at interest rate 9.00% per annum and OD interest rate at 7.50%. - As the end of quarter3’2017

making necessary preparations for compliance with the Personal Data Protection Act to ensure that the gathering, storing and using of personal data will be efficient and comply with standards;   (7

dishonest acts against clients? assets, using clients? trading accounts to seek their own personal gains and acting beyond their scope of duties.Veerachai and Jakkrit worked at Capital Nomura Securities

manager, (7) Darunee Phu-ngoen, personal assistant to Suthisak, and (8) Paphawin Pinwatthana, personal secretary to Suthisak, for falsifying documents and accounts and/or siphoning.The SEC probed into the