consolidated financial results, the Company has total revenues stable compared to the same period of last fiscal year due to the current economic situation which is in an improved trend but the risks to asset

789 11.7% Asset Quality Accounts Receivable 93,894 89,771 (4.4%) NPL 6.2% 5.9% - Allowance to Accounts Receivable 10.1% 8.9% - Highlights Ratios D/E (Times) 2.9 2.6 - BVPS (Baht) 94.8 100.5 - ROE 12.6

our growing headcounts and upward adjustment of based compensations in accordance with our human resource policy. This was also resulted from the change in product mix due to the launch of new products

and the employees’ remuneration packages which increased as a result of our growing headcounts and upward adjustment of based compensations in accordance with our human resource policy. This was also

result of our growing headcounts and upward adjustment of based compensations in accordance with our human resource policy. This was also resulted from the change in product mix due to the launch of new

: สามารถเข้าถึง ระบบได้หลายช่องทาง เช่น smartphone tablet หรือ personal computer 3. Resource pooling : ผู้ใช้บริการหลายราย ใช้งาน computing resource เดียวกัน 4. Rapid elasticity : ผู้ใช้บริการสามารถ ปรับแต่ง

which the interest rate is approximately 9%-10% per year. Moreover, the management structure is not appropriate; therefore, the joint venture company has high unnecessary human resource management expense

resource management expense. As a result, the purchase of the shares will resulted in the Company be a 100% major shareholder in the company and being able to fully control the operations and management

resource development (HRD) and data processing of management service. • Property, plant and equipment decreased Baht (37) million due to depreciation. The group’s liabilities increased by Baht 38 million

and director and at the time serving as an advisor to the Organization & Human Resource Development Department of SQ, thus liable to be a person knowing or possessing such inside information above