บุคคล (Personal Loan/ Nano Finance) และธุรกิจระบบรับช ำระเงินผ่ำนร้ำนค้ำสมำชิก โดยธุรกิจสินเชื่อรำยย่อยส่วนบุคคลจะ สำมำรถเริ่มด ำเนินกำรในไตรมำส 3 เมื่อด ำเนินกำรเรื่องใบอนุญำตกำรให้บริกำรสินเชื่อกับธนำ
Profit. iii) a 19.8% lower of Finance Costs due to refinance the existing bank loan totaling of Baht 4,000 million in June 2018 In 1H2019, Profit attributable to Owners of the Parent was Baht 1,281.8
franchise agreement and purchase asset agreement amounting to Baht 95.00 million and increase transaction such as cash received from loan amount Baht 17.60 million. As the result, the Group's property, plant
repay the short-term loan from bill of exchange and for working capital 7.2 This asset disposal will help reduce the risk from managing capital structure, making the Company receive working capital
transaction such as cash received from loan amount Baht 20.57 million. As the result, the Group's property, plant and equipment increased by Baht 82.86 million due to the purchase of 21 branches, in accordance
Adjusted EBITDA is calculated from EBT plus Finance cost, Depreciation and Amortization, Interest income from Loan to JVs and deduct Interest income, unrealized loss from exchange rates and non-recurring
) (3.80%) Other non-current assets 122.87 121.24 (1.63) (1.33%) Total assets 4,005.66 5,088.87 1,083.21 27.04% Liabilities Short-term loan from financial institutions 300.00 - (300.00) (100.00%) Current
company transaction and disposal of sublease 2 Adjusted EBITDA is calculated from EBT plus Finance cost, Depreciation and Amortization, Interest income from Loan to JVs and deduct Interest income
management from capital increase from IPO by temporarily prepaying loan, resulting in decrease in financial cost. 9 30 September 31 December 2020 2019 THB Mn THB Mn THB Mn % Cash and cash equivalents 586.4
to a loss on foreign currency exchange of Baht 31.0 million in Q4 2021, caused by appreciation of Thai Baht. This loss on foreign currency exchange was mainly associated with the USD loan related to