confidence coupled with the already high household debt level. Nevertheless, the non-durable goods increased partly from the rush in purchase of consumers goods due to the concerns on the COVID-19 outbreak

for any potential impacts on our loan level, deposits and liquidity, both short- and long-term, to ensure that we adopt appropriate fund-raising strategies. 2.4 Operational Risk KBank has conducted

in the long run. Given the current situation, the Company anticipates that it will take approximately 3 years to see revenues come back to before COVID-19 level. Phase 1 : Domestic tourism With

declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer confidence coupled with the already high household debt level

of sale was increased due to liquidated damages from lower water level. EGCO Plus (Include Gen Plus B.V. and North Pole): Unit : Million Baht Quarter 3 Increase/(Decrease) 2020 2019 Amount

starting from Bt299-399/month for standard speed of 100Mbps compared to the industry ARPU level of Bt500+. In addition, 1Gbps plans are currently affordable at Bt590-1,000/month. 1Q20 Operational summary The

4Q21, AIS Fibre also created a new standard for the home internet market with the launch of lightning-fast services at the 2Gbps level, which meet the needs of customers seeking the highest quality

) COMPANY LIMITED New LEVEL 21/1 SATHORN CITY TOWER,175 SOUTH SATHORN ROAD, THUNG MAHA MEK, SATHON, BANGKOK 10120, THAILAND Telephone : +66 2679 5400 Fax : +66 2679 5008,+66 2679 5500 Email : apichart

discipline since 3Q22 by removing the freebies in the entry- level package while taking cautious steps to uplift the ARPU. However, the fragile cost-concern environment, especially for price-sensitive segments

keeping the capital costs at an appropriate level and strive to maintain the financial ratio that are keys to credit rating consideration such as Net Debt to EBITDA. However, there is no debt covenant that