Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2019 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel

Page | 1 Management Discussion and Analysis Q2/2020 JMART Management Discussion and Analysis Q2/2020 Synergy Digital Transformation eX Growth Business Model Page | 2 Management Discussion and

277.8 (138.9) (33.3%) Gross Profit 281.9 166.0 (115.9) (41.1%) Gross Profit Margin 67.7% 59.8% GPM before adjustment with PPA 68.8% 60.6% Rental and service income from warehouses, distribution centers

MDA_EN_2Q20 Management Discussion and Analysis for the 2 nd Quarter 2020 Ended August 31, 2020 AEON Thana Sinsap (Thailand) Public Company Limited (“the Company”) has already submitted the

73 1 / 4 Pef. MD 042/2017 15th August 2017 Subj Management Discussion and Analysis (MD&A) Q2/2017 Dear Managing Director of Stock Exchange of Thailand We, Patum Rice Mill and Granary Public Company

Distribute and provide service of water filter, air filtering machine and water resources management No. of sell shares 15,000,000 ordinary shares (5% of registered capital) Par value of 5 baht Selling price

N.C. Property Management Co., Ltd. (NCPM), a subsidiary of the NCH (99.99% of NCPM’s shares held by NCH.) to enter into a Joint Venture agreement with The Care and Health Group Limited Partnership

e-service Online Submission See canceled document Investment Advisory >> Business Operation Rules   Type Title Section See Document Status Notified Date Effective Date 1. Act   Securities and Exchange

e-service Online Submission See canceled document Derivatives Advisors >> Business Operation Rules   Type Title Section See Document Status Notified Date Effective Date 1. Act   The Derivatives Act

e-service Online Submission See canceled document Limited BDU >> Business Operation Rules   Type Title Section See Document Status Notified Date Effective Date 1. Act   Securities and Exchange Act