derivatives shall be categorized according to their level of risk. The derivatives dealer shall also consider the purpose of investment and determine the appropriate quantity of derivatives transaction of each

year debt level. In conclusion, by Q4 2019, the Company has a clearer direction regarding the Sakthi’s transaction. For the year 2018 until Q3 2019, the Company was not able to address the Sakthi

can attain an optimum level of operating cost for its food center services business. Cost of hotel operations In 1Q19, CPN reported costs of hotel operations at THB 99 mn, an increase of 14.3% YoY. The

campaigns across Beverage and Food businesses resulting in higher sales growth while maintain spending level. Administrative Expenses Administrative expenses of Q3’2018-2019 was Baht 519 million, about flat

overseas offices has also been impacted by a reduction of 1.5mb at group’s consolidated level due to currency conversion. Financial Solutions Revenue from Financial Solutions contributed 54.21mb (Q2 2018

increased debt level but still below the Company’s target of below 1.0 times. Please be informed accordingly. Yours sincerely, Mr. Yeap Swee Chuan President & CEO

overseas offices has also been impacted by a reduction of 1.50mb at group’s consolidated level due to currency conversion. T.662 636 6999 F.662 646 4200

, and managing loan quality and NPL continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still

expanded, the price of agricultural products remained low, and the level of household debt remains high. Thus, sales in the third quarter did not meet the target. However, the Company continued to undertake

period of 2017 which was resulted from supporting factors of both weather condition and water level that were favorable for agricultural products to be produced and the expansion in agricultural economics