3B for fiscal year of 2019 in the way which is satisfactory to BIC and the auditor has made an opinion on financial position which is satisfactory to BIC. (3) The Seller enters into the asset transfer

by issuing debentures with fixed interest rate from 2.05 to 3.01 percent per annum to reduce financial cost and risk management from floating interest rate. As a result, the Company has saved interest

at a price of Baht 119.43, which is the price as book value according to the financial statements as at 31 December 2019 of KTMS, in the total amount of Baht 17,750,403.18. In this regard, the Company

MANAGEMENT DISCUSSION & ANALYSIS 2Q 2020 13 AUG 2020 U CITY PCL 2Q 2020 - MD&A (for three-month and six-month period ended 30 June 2020) 1 U CITY PCL 2Q 2020 KEY FINANCIAL HIGHLIGHTS • Total revenue

Limited Page 3/15 Financial position Total Assets As of 31 December 2018, the Company and subsidiary has total asset amounted to Baht 30,632 million, decreased 5% from year 2017 which has total asset Baht

of PP3 according to the financial statements year ended 31 December 2017 is approximately THB 7,578 million. The disposal of asset is not include cash, cash in the amount of THB 99 million and

efficiently met by our solutions. These undertakings helped us to achieve our business goals, while also appropriately maintaining asset quality.  Multi-Corporate Business Prioritizing financial service

and services 14.05 17.97 503.81 4,525.72 517.86 4,543.69 Dividend income 41.09 - - - 41.09 - Other income 38.68 91.48 187.04 61.03 225.72 152.51 Unit : Million Baht Consolidated Financial Sltatements 2

Ocean Commerce Limited ( Company) No. 5/2017 held on August 9, 2017 , has approved the financial statements and results of operations of the Company. For the ended June 30, 2017 which was audited by the

the net profit margin (10.34)  Performance Ratio The return on assets (5.84) indicates that the company can not use the asset efficiency. To achieve the target revenue.  Financial ratio analysis. From