– designed for local people. Along with this, we continuously encouraged our customers to use electronic services and conduct transactions via electronic channels, especially the K PLUS application. Notable

send them an electronic notification. 7. A hire purchase contract shall not contain contractual clauses that can be characterized or defined being: - Wording which requires the lessor to charge a penalty

the Bank of Thailand and the Electronic Transactions Development Agency (Public Organization), to unite in making preparations to 4 combat cyber threats, ensuring customers of efficient IT cyber

Shareholders’ Meeting in order to obtain approval from the Shareholders’ Meeting with not less Detail Transaction Size (Million Baht) The Investment Disposal Transaction 307.01 Revolving credit 13.531/ Loan

Discussion and Analysis for the Year 2018 Page 9 of 14 The Company and its subsidiaries still had available credit line of the revolving short- term borrowings with financial institutions including bank

subsidiaries still had available credit line of the revolving short- term borrowings with financial institutions including bank overdraft in amount of THB 242. 00 million, short- term loans, letters of credit

3rd Quarter 2017 Page 9 of 13 The Company and its subsidiaries still had available credit line of the revolving short-term borrowings with financial institutions including bank overdraft in amount of

the interests and use as revolving capital. 8. Opinion of the Board of Directors The Board of Directors considered the transaction, then have the opinion that. The entering into this transaction is

management of revolving loan. Q4/2017 Net Profit The Company and its subsidiaries recorded net profit of Baht 28 million, a decrease of 76% YoY, representing a net profit margin of 1.8%, reducing from 7.7% in

at 0.28 time. The Company and its subsidiaries still had available credit line of the revolving short-term borrowings with financial institutions including bank overdraft in amount of THB 242.00