Commercial Banking In 2019, the Thai economy grew at a slower pace than the previous year and below its potential. Growth is estimated at 2.5%, the lowest level since 2015 and a significant drop from 4.1% in

weaker global demand as a result of slower growth in the number of major trading counterparties, the trade war between US and China, and a decreased global crude oil prices. However, the tourism sector

headcount. This will help not only strengthen our core platform but also ensure sustainable long-term growth. In addition, the Company set aside additional provisions for employee retirement benefits in the

advantage and expand new business opportunities to have sustainable growth and profits in the future.

additional profits according to the operating results of WICE SG. In addition, WICE SG will help increase the number of overseas branches for the company. Which will result in even more revenue growth for the

institutions, the Company will use loan sources about 70% of the investment value in construction. 8. Expected Benefits To generate revenue growth and the operating results of the company. 9. Conditions of

ผลกระทบต่อกลุม่สินค้าท าความเย็น รวมถึงผลกระทบจากการเปิดสาขาใหม่ในบริเวณใกล้เคียงกบัสาขาเดิม (Cannibalization) ในกรุงเทพฯ จากสาขาพระราม 9 และศรีนครินทร์ ท าให้ยอดขายสาขาเดิม (Same Store Sale Growth) ของ

Thailand’s overall economic has been forecasted to grow around 3.6% this year compared to a growth of 3.2% in last year, after seeing a growth of spending within the country, as well as, the injection from

revenue growth. Under the MRT Blue Line Concession Agreement stated that a concession agreement with the MRTA for the MRTA Initial System Project - Chaloem Ratchamongkhon Line is part of the MRT Blue Line

. The domestic economy recovered at a modest pace. Public spending and private consumption remained to be the main growth drivers. Private investment remained at a similar level compared to the same