Baht 30-Sep-19 31-Dec-18 Total Assets 28,635 30,632 Total Liabilities 19,001 20,532 Total Equity (911) 172 Minority 10,545 9,928 Gr ou p HR C Gr ou p Management Discussion and Analysis Quarter 3 Ending

Bank Permata Tbk Enclosed: Information Memorandum regarding the acquisition of assets by Bangkok Bank Public Company Limited Reference is made to the Board of Directors’ Meeting No. 12/2019 of Bangkok

foreclosed assets 692,720 52,979 639,741 1,207.5 Loss from sale of foreclosed assets 391,849 231,174 160,675 69.5 Other expenses 398,618 400,848 (2,230) (0.6) Total other operating expenses 3,354,723 2,462,203

Pittayachai 4 Co., Ltd. 2. Entering into transactions in item 1 mentioned above is considered as assets acquisition and assets disposal in accordance with the Notification of the Capital Market Supervisory

160 million declining 25.0% yoy from the decline in assets under management from overall market conditions while fee generated from investment banking business also declined 71.0% yoy for 3Q20. Fee from

Increased (decreased) 2018 2017 Amount % Total Assets 1,082.75 1,010.17 72.58 7.18 Total Liabilities 124.49 97.24 27.25 28.02 Total Shareholders’ equity 958.26 912.93 45.33 4.97 5 /8 ( ) Union Textile

were the followings; (Unit: Million Baht) Description For the year ending 31 December Year Increased (decreased) 2017 2016 Amount % Total Assets 1,010.21 992.40 17.81 1.79 Total Liabilities 97.28 137.12

Costs 96 0.7% 243 1.5% 147 152.0% Accrued Income 408 3.1% 738 4.5% 330 81.0% Current Portion of loans receivables from purchases accounts receivables 1,822 14.0% 2,745 16.7% 923 50.6% Other current assets

the statement of comprehensive income when the real estate project has been completed and transferred to the customers after completion of the payment. Despite the disposal of assets, the Company has

31 December 2018 (Audited) (Restated) % Change Cash and cash equivalents 127 122 +4% Trade receivables 891 705 +26% Inventories 676 897 -25% Other current assets 121 173 -30% Total current assets 1,814