information 16. Management discussion and analysis Part 3 Information on the offer for sale of securities 1. Details of the securities being offered for sale 2. Transfer restriction of the securities being

helped offset the impact from cancellation of fees for funds transfer via digital channels. Most commercial banks remained cautious in setting aside allowance for impairment loss on loans as loan quality

Wordings The Proposed Amendment Clause 11 The Company’ s shares shall be freely transferable without any restrictions, except in the following cases: (1) the transfer of shares is prejudiced against the

cost following the widened average DTD/DB spread. Further, crude oil price significantly drop during the year end, led to the refinery business to record Inventory Loss of THB 1,489 million Management

low and has continued to drop from the beginning of the year, due to increase of oil palm with respect to weather conditions that supports increase palm yields, combined with domestic Crude Palm Oil

result of the decrease of Availability Payment of GHECO-ONE following the drop in Weight Factor in Q3/2019 and the appreciation of Thai Baht in relation to US Dollar, together with the decrease in gross

pay the total share transfer consideration to the Company in an amount of Baht 900,000. In this regard, such transaction constitutes an asset disposal transaction pursuant to the Notification of the

accordance with the methods and conditions specified by the Company. The Company shall then transfer the asset to the highest bidder, under the condition that the price of each asset, regardless of any

the Extraordinary General Meeting of Shareholders No. 1/2018 considers and approves the amendments to the Company’s Articles of Association in Article 10 regarding the issuance and transfer of shares

and approves the amendments to the Company’s Articles of Association in Article 10 regarding the issuance and transfer of shares, Article 27 regarding the board of directors’ meeting and Article 36