finance income mainly came from proceeds from sales of SACL which maintains as USD deposits in the UK. The increase in finance expenses was mainly due to increased interest rate in Europe, which led to high

, RISK MANAGEMENT, AND EMPLOYEE TRAINING 4.1 the CRA establishes, maintains, documents, and enforces a code of conduct that gives full effect to the IOSCO Code of Conduct Fundamentals for Credit Rating

but BeWallet include the additional service that supports the payment system of the company’s businesses such as e- Marketplace called “BeMall”, vending machine and electric vehicle charging station. As

-Presso launched supports. However, admin expenses increased by 29.6% YoY due to low amounts from several reversals last year e.g. reversal of provision for Kenya; in addition to higher benefit accrual in

under the J Fintech Co., Ltd., J Ventures Co., Ltd operates the technology business and FinTech that supports future technology disruptions as well as an associated company which operates the electrical

Page 7 of 7 term corresponds well with future commercial uses. Our strong financial position supports us in this important strategic execution, after which we maintain full financial flexibility to

Thailand and the Health Ministry of Thailand for recreational and tourist spot. The group also supports the government policy by joining the campaign “We Travel Together” which aiming to promote the “New

responsible team, who will take action promptly in accordance with the government policy. For our employees, their health and safety is always our top priority. B.Grimm fully supports them to overcome this

decline in consumption of Construction Sectors, as well as Steel Sectors. However, the Company still maintains the operation at 15 hours per day in order to keep production capacity at high level and, at

26.5% YoY. For 2018/19 as a whole, the Company maintains its revenue target in the range of THB 4,400mn to THB 4,600mn and expects the net profit margin of 20 – 25%. ………………………………….. Chitkasem Moo-Ming