% remaining at same level when comparing to the same period last year. Bad debts and doubtful accounts and loss on debt restructuring totaled Baht 1,095 million, increasing 18.7% from Baht 922 million yoy. Loan
for doubtful accounts and allowance for troubled debt restructuring amounted to Baht 11,085 million with outstanding Baht 4,500 million in general reserve. As of end of 2Q19, the total loan loss reserve
Baht 299.45 million, comprising: a. Receivables under the Debt Restructuring Agreement remain as at March 31, 2018, of Baht 72.01 million (included VAT). The details are as follows: Details (Unit
provisions including loss from sale of repossessed cars (credit cost) stood at 1.37% of average loan for 3Q19. Allowance for doubtful accounts and allowance for troubled debt restructuring amounted to Baht
(iii) repayment of long-term loans from financial institution, (iv) repayment of liabilities under finance lease agreements and (v) repayment of liabilities under debt restructuring agreements. 4.4 Cash
doubtful accounts and loss on debt restructuring totaled Baht 763 million, a considerable decline from Baht 2,313 million in 2016, which during 2016 the Bank had set up a general reserve in the amount of
being partially offset by (iii) repayment of liabilities under finance lease agreements and (iv) repayment of liabilities under debt restructuring agreements. 4.4 Cash and Cash Equivalents Taking into
operation business as GSTEL was currently in the process of debt restructuring and seeking funds from external source with aim to enhance its balance sheet and improve their financial strength. The Company’s