Bangkok, April 2, 2015 ?The SEC and the Department of Business Development (DBD) of Ministry of Commerce have jointly promoted ?crowdfunding? as an alternative fundraising channel for small and

(GCNT), and the Kenan Foundation Asia.  The Awards is promoted in collaboration with the European Association for Business and Commerce (EABC) and the Franco-Thai Chamber of Commerce (FTCC).  SEC

40.32 percent, which was better than the target. Meanwhile, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, the

, “Management Report”. B prudent consideration on factors in line with uncertainties stemming from the continued economic slowdown. At the end of 2019, our robust capital position was sufficient to cushion

was robust. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.55 percent, with a Tier 1 capital ratio of 16.19

dropped from the same period of last year. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, capital

increased their production efficiency. In the past, location was the main factor to the survival of businesses. However, today, mobile access, e-commerce and logistics are important factors. Traditional SME

เนินการขายผ่านช่องทาง e-commerce อย่างเต็มรูปแบบ ท าให้บริษทัมีช่องทางการจดัจ าหน่ายใหม่ และสามารถสร้างรายไดใ้นช่วงท่ีสาขาปิดด าเนินการเป็นการชัว่คราว และเม่ือทางรัฐบาลประกาศให้ห้างสรรพสินคา้สามารถเปิด

together with robust capital fund and reserves. LH Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2020 Page 4/19 Credit Rating LH Financial

E-commerce. Total revenue in 1H19 was Baht 511.27 million, decreased by 2.52% YOY because sales target was not achieved in 1Q19. The Company arranged marketing activities to draw customers and to