2024 13/08/2024 19:35 Management Discussion and Analysis Quarter 1 Ending 30 Jun 2024 28/05/2024 21:41 Management Discussion and Analysis Yearly Ending 31 Mar 2024 (Update) 27/05/2024 07:37 Management

Ending 31 Dec 2023 (Update) 28/02/2024 18:14 Management Discussion and Analysis Yearly Ending 31 Dec 2023 14/11/2023 08:15 Management Discussion and Analysis Quarter 3 Ending 30 Sep 2023 (Revised) 13/11

asset management companies in charge, and to update their fund books (if any) regularly to prevent possible damage from frauds. ______________________  * Clause 23

suitability, update of customers’ information, use of consulting experts, no pressure on customers’ decision-making, and specific conditions for digital asset trading centers and dealers like a case of

year was 31.01%. Revenue generated from single family housing projects and low-rise condominium units were THB 2,853.81 million, higher than last year which was THB 2,653.52 million. The Company had a

estate: Sales of real estate for the year ended 2019 decreased by Baht 5,308 million or 36% decrease compared to the same period of 2018. This was due to a decrease in revenue from housing projects by Baht

closely with customers to prepare financial documents for housing loan packages. As a result, sales of residential units during the second quarter of this year increased by THB 221.6 million from THB 489.99

-Translation- 1 -Translation- Ref. NCH 040/2019 November 8, 2019 Subject : Management’s Discussion and Analysis Q.3/2019 Attention : President The Stock Exchange of Thailand N.C. Housing Plc. (“the

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ended March 31, 2018 In the first quarter of 2018, Thai economic growth gained traction, buoyed by both domestic and international factors. However, the business sector faced rising challenges, namely various forms of competition, a borderless marketplace within the ASEAN Economic Community (AEC), and the advancing digital age amid the rapid pace of technological advancement, thus lea...

-CDM (Cash Deposit Machines) 2,615 2,598 K-PUM (Passbook Update Machines) 1,131 1,118 Note: 1) Excluding 10 branches, classified as other branch platforms per the Bank of Thailand’s conditions 2