be a time consuming process. In addition, the enforcement of the pledge of IFECTP’s shares is uncertain whether there will be sufficient funds to repay all outstanding loans due to the fact that IFECTP

Limited (“the Company”)’s priority in this uncertain time is the health and safety of all stakeholders – customers, employees, business partners and communities. In order to strictly following the

have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most

requirements to be fully enforced in 2019, as well. These new standards may eventually affect provisioning expenses, risk calculation and capital maintenance of commercial banks. All of these factors may change

rates and a shift to reduction of its massive balance sheet through quantitative tightening (QT), wherein reinvestment in new securities with proceeds from maturing US Treasuries and mortgage-backed

services both for projects in Thailand and Japan due to seasonality, as the shift to the rainy season resulted in the lower average irradiation hours, especially for the solar power plant projects located in

ของรัฐบาลและสภาพแวดล้อมการท า ธุรกิจที่เปลี่ยนแปลงอย่างรวดเร็ว ซ่ึงจะส่งผลต่อการด าเนินงานของธนาคารพาณิชย์ในช่วง 2 - 3 ปีข้างหน้า ดังต่อไปนี้ 1. การเปลี่ยนแปลงโครงสร้างของประชากร (Demographic Shift

Baht appreciation, affected to production competitiveness that manufacturers made decision to shift production base or import materials from foreign. Similarly, private investment sector and employment

3,169mn. OOH media continues to benefit from the structural shift in the media industry and people’s behavior to spend more time outside. Online media, which reports on a yearly basis by the Digital

includes Transit, Outdoor and In-store media with a market share of 12.9%, resiliently increased by 2.6% YoY to THB 3,394mn. OOH media continues to benefit from the structural shift in the media industry