now authorized to act on behalf of business operators to ensure that problems regarding advertisements can be solved promptly, and to issue an order to temporarily suspend advertisements, in cases that

seen in both public and private investment. Nonetheless, commercial banks may still adopt a cautious stance in their business operations amid the lingering debt quality problem, which still needs some

updated information and having an opportunity to make a decision on the issue, the Company deems it appropriate to propose to the shareholders to consider and approve the revision of the calculation of the

remained an issue needing close watch, especially amid the economic slowdown. As of the end of 2019, net loans at 14 domestically-registered commercial banks totaled Baht 11.859 trillion, rising 1.94 percent

baht or 4.88%, from the year 2017, due to the lower sale volume and debt settlement during the period. The Company has no any problem for getting a debt settlement. For some debtors were overdue with

. Water level in the main dams increase without water shortage problem. Farmers were able to cultivate new crops in many areas. There were outbreaks of weeds, diseases, and insects such as Rice Blast

growth and stability of the Company. However, the target customers of the Company have encountered the problem of household debts during the past few years. The loan approval criteria of financial

% from slowdown in goods receive of customer and flood problem.                         WIIK & HOEGLUND PUBLIC COMPANY LIMITED  90 CW Tower A  T + 66 (2) 6128600 Business ID 0107538000151    35th Floor

Company increased the project cost estimation because of the problem of delay in handover of work area by the employer, overlapping tasks of the employer and changes and adjustment of the construction

from December 31, 2018 by 30.49 million bath or 3.88% decrease, since the company loss from operation. Future Trends From the problem of making gross profit in accordance to the business plan, The