Credit Loss The consolidated expected credit loss in the fiscal year 2023 amounted 7,240 million baht, remained stable in comparison to last year. However, the expected credit loss in the fourth quarter

Baht 44 million. Mrs. Tuenjai also has experience in the administration of a hotel business and related businesses for a long time. She is considered an individual investor with a stable financial

integration of acquired businesses, the start of earning recovery in our high-volume Necessities business and our stable but higher-margin HVA business. We delivered record earnings and cash flows and expect

. airbags, tires, seatbelts), Lifestyle (apparel, active wear), and Hygiene (diapers, feminine care) Specialty Chemicals Specialty PET-related chemicals (for medical, premium bottles, films and sheets); PIA

remained stable at 4.1% from the end of 2018. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 171 million and had gain of Baht 64 million. Financial Market

) and service sector from tourism related. Non-durable and semi-durable goods also showing signs of recovery supported by the increase in farm incomes. Meanwhile, private investment also started to

service sector from tourism related. Non-durable and semi-durable goods also showing signs of recovery supported by the increase in farm incomes. Meanwhile, private investment also started to improve for

THB million Cash 17.5 0.1 823.2 2.8 210.4 0.7 Accounts Receivable 29,430.2 101.0 8,779.20 30.1 14,029.40 48.1 Related Receivable 179,214.3 614.9 - - 594.1 2.0 Other Current Assets - - 72.6 0.2 60 0.2

investment plan to strengthen leading position causing network opex to increase 3.3%YoY and flat QoQ. However, this was offset by decrease in cost related to revenue, such as regulatory fee and prepaid

. Market and Competitive Environment The Thai economy in FY22 started off with a positive tone of post-pandemic recovery with the tourist and hospitality- related sectors mostly benefiting from the border re