from loans were 10,723 million baht, showing an increase of 1,150 million baht or 12% y-y. This is because the Company integrated credit limit of purpose loan and personal loan to AEON Happy Pay program

previous quarter. In August 2018, the Company launched an instant card for cash withdrawal service at our branches to facilitate customers and also launched “AEON Happy Pay”, which the customers were able to

advance or installment loans (AEON Happy Pay). Thus, the Company provides more channels to facilitate financial services to customers and reduce Company’s operation cost. Moreover, loan income from AEON

2019, loans revenue was 3,020 million baht, an increase of 381 million baht or 14% y-y. This is because the Company integrated credit limit of personal loan and purpose loan to AEON Happy Pay program in

line with the company’s revenue. Comparing the total revenue and the total operating expenses in Q3–2019 with Q2–2019 and Q3-2018 showed that the change rate had increased in the same direction and with

changed in line with the same direction of revenue. When comparing Q2-2022 to Q2-2021, it found that the decreasing rate of operating expenses is similar to the decreasing rate of revenue. However

effective in 2019. 2.2 The decrease gross profit margin in the remaining portion resulted from the Indirect costs, most of which are fixed costs, were not decreased in the same direction of Sales. Gross

is equal to 14.3%, which changed in the same direction of revenue. The major change was due to increasing of marketing and promotion expenses such as online advertisement and media, rental expenses and

controlling For the direction of sales in 2020, it will continue to focus on expanding Flexible Packaging customers into the Rice industry, Pet food industry, because it is a group that the company has the

2016 were Baht 43.47 million and Baht 72.00 million respectively, which increased in the same direction as total revenues from hospital operations. Also, The Company could be more effective management of