(1H 2019: 267.79mb), an increase of 78.56mb or 29.3%. Revenue from HR Solutions contributed 87.66mb or 41.0% to our growth year-on-year, largely because we T.662 636 6999 F.662 646 4200

decline could be attributed to an increase of Baht 1,493 million or 16.36 percent in our impairment loss on loans and debt securities to cope with economic uncertainties. Operating profit before provision

in line with income from investments, an increase in net premiums earned - net, and revenue from capital market products. Nonetheless, given one extraordinary item – an increase in retirement reserves

at a slower rate than the same period last year. Supporting factors included an increase in private consumption from both the agricultural sector (driven by an increase in rice prices) and the non

Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 18 Executive Summary Revenue and profit continue to grow primarily from strong rental business performance

capital position was robust. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.12 percent, with a Tier 1 capital

740.3 MB which increased from December 31, 2019 by 9.9 MB as a result of the increase in cash and cash equivalents by 3.5 MB, the decrease of trade and other receivables by 8.7 MB, increase in inventory

percent in Q2/2018). The increase of gross profit was the result of low overhead cost due to high production volume and the higher in sales.  Selling Expenses The Company and its subsidiaries had the

. However, the Company has continued to expand new distribution channels such as Pop-up Store, Mini Shop at HQ Rama 9, and E-commerce. The Company arranged marketing activities to draw customers and to

Bt34,080mn, an increase of 2.9% YoY and 0.5% QoQ mainly driven by strong performance in the fixed broadband and enterprise business segments, along with a slight improvement YoY in mobile revenue. • Mobile