connectivity and leadership;  (2)   To expedite promotion of financial literacy in line with the government?s national savings promotion strategy;  (3)   To categorize corporate finance supervision based on

disbursement in FY24, declining export and manufacturing competitiveness, and global supply chain issues. Mobile industry sustained its growth momentum with increased usage both domestically and internationally

another in Thailand and severance pay of 21 million Baht. In 2Q 2019, the Company had a total finance costs of 187 million Baht; decreased by 6% as compared to 2Q 2018 of 198 million Baht. 2 | P a g e Pace

Central Retail Corporation Public Company Limited Management discussion and analysis /Page 1 Executive summary The overall global economy was projected to slow down significantly due to the COVID-19

global trade volume affected by trade tensions and the impact of structural changes in the Thai economy on export sector. Public expenditure and private investment would expand slower than the previous

parent THB 620 million (68% QoQ, 140% YoY). Earnings per share was THB 0.38. As for 2019 performance of the company and its subsidiaries, it is still affected by the fluctuations in oil price of the global

-15% QoQ from one-time income in 2Q24. Finance cost was Bt2,293mn, increasing 68% YoY, due to higher interest-bearing debt from TTTBB acquisition and interest from 3BBIF right-of-use asset, while

technology of group companies. There is a clear development in term of the Decentralized Digital Lending Platform through hiring a global system developer to develop Blockchain Lending System and it is

private consumption and total investment were constantly expanding. However, Thai economy still faces external risk such as U.S. monetary and trade policy and global economic uncertainty. As of August 31

and joint ventures 73.9 4.6% (1.6) (0.1%) (102.1%) Finance costs (Interest expenses) (181.3) (11.4%) (314.7) (11.9%) 73.5% Finance costs - Loans for projects (113.8) (7.2%) (163.0) (6.2%) 43.3% Finance