at maturity and early redemption of loans with floating interest rate. As a result, CPN’s entire interest-bearing debt have fixed interest rates with an average cost of debt throughout the year at 3.17

gain/(loss) 0.34 (0.31) (0.30) -188.24% -3.23% 1.57 (0.16) -110.19% Other income 2.45 0.57 0.49 -80.00% -14.04% 3.22 1.74 -45.96% Earnings before Interest and taxes 12.96 19.09 16.94 30.71% -11.26% 82.36

% -2% 31% 30% 1% Administrative expenses 41.56 39.07 6% 140.90 112.68 25% Earnings before interest, taxes and depreciation 116.15 114.01 2% 302.68 270.02 12% % Earnings before interest, taxes and

. As of 30 June 2017, outstanding interest-bearing debts was THB 19,311 mn, comprising of 78% fixed and 22% floating interest rates, decreased by 7% YoY due to scheduled debt repayment and debenture

, decreasing -5.3%YoY due to lower interest rate offset by slight increase in interest bearing debt. The average cost of debt declined by 50 basis point to approximately 2.5% per year in FY20, while interest

63.6 million, decreasing Baht 6.2 million, mainly derived from decreasing in interest expense from loans as the result from prepayment loan repayments, comprise decrease of interest rate of loans from

continually increasing in MLR of the commercial bank during the third quarter of 2023 to the fourth quarter of 2023 causing a higher interest rate in 2024. In addition, the Group had loans and debentures

, deposits and loans of banking sector kept expanding. New loan extended to both business sector and household sector, corresponding with liquidity and interest rate in commercial banks that continually

increase 10.1% QoQ from Baht 32.6 million to Baht 35.9 million, increasing Baht 3.3 million, mainly derived from increasing in MLR of the commercial bank in the fourth quarter of 2022. The interest rate in

. Fixed broadband saw strong demand of work- from- home, although, price competition remained intense with the broadband package starting from as low as Bt299 and pressured ARPU. Deploy 2600MHz to launch 5G