Page 1 of 2 Management Discussion and Analysis for the First Quarter of Year 2020 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group

been submitted based on separate financial statements only.) Summary overview From the end of 1st quarter of 2020, the epidemic situation of the coronavirus disease 2019 (COVID-19) has negatively

Analysis have been submitted based on separate financial statements only.) Summary overview From the end of 1st quarter of 2020, the epidemic situation of the coronavirus disease 2019 (COVID-19) has

Company Limited Land and Houses Fund Management Company Limited run a business to manage mutual fund, property fund, real estate investment trust, provident fund and private fund. Overview of Fund https

. Overview of the Company’s Operation The Company has been authorized to be the Listed Company in the Stock Exchange of Thailand since 1987. In 1994 the Company has been transformed to be “Public Company

of year 2016 is shown in table 1 below. Table 1 provides an overview of performance. Unit : Million Baht For the three-months ended 30 June Items Increased (Decreased) 2017 2016 Amount Percentage 1

gain (loss) from investment value of the associate and joint venture -0.53 2.26 -2.79 -123.46% The overview of revenue for 3-month period ended June 30, 2019 by comparing to the same period of the last

year 2016 is shown in table 1 below. Table 1 provides an overview of performance. Unit : Million Baht For the three-months ended 30 June Transaction Increased (Decreased) 2018 2017 Amount Percentage 1

% of Symbior’s total issued shares 5.1 General Information 5.1.1 Overview of Symbior Company Registration Name Symbior Elements Pte. Ltd. Date of Incorporation 29 January 2013 Place of Incorporation

transfer transactions per day was 27,287 transactions, an increase of 104.4% YoY  25mn active subscribers and 2.2mn transactions per day Business Overview Quarter Quarter Quarter Quarter Quarter 2/2017 3