Current ratio (time) 1.26 1.13 0.13 Leverage ratio Interest bearing debt to equity (time) 0.35 0.37 (0.02) Net debt to equity (time) 0.85 0.80 0.05 Interest coverage ratio (time) 14.51 14.66 (0.14) 2018
specific information regarding work place location, time period of work, position, scope of work and responsibility, and proportion of time working for asset custody function to the total time of working
place location, time period of work, position, scope of work and responsibility, and proportion of time working for asset custody function to the total time of working; □ (2.3) Personnel planning for
uncertainty of US economic policy. But, the global economy trend as continued to improve. Thai economy is growing as slowly which the tourism and exports were driving force in past time. Including, the income
adapt their lifestyle to the prevailing situation that has emerged recently (New Normal), and to protect themselves from the pandemic. Consumers are spending more time at home, resulting in higher demand
loss from one-time expenses of THB 180mn from 1) impairment of assets, 2) loss on disposals/write-off of assets and 3) an adoption of new accounting standard (TFRS 16). This consequently led to the
intermediaries shall comply with those Notifications as well. Clause 9 In revising and updating client information within a reasonable period of time under Clause 37 of the Notification on Standard Conduct of
% Efficiency ratio 31-Dec-18 31-Dec-17 Return on equity 5.9% 5.7% Return on asset 4.6% 4.9% Liquidity ratio 31-Dec-18 31-Dec-17 Current ratio (time) 1.35 1.26 Leverage ratio 31-Dec-18 31-Dec-17 Interest bearing
ratio was 2.95 times, increased from 1.93 times in 2018. The quick ratio in 2019 was 0.99 times, increased from 2018 at 0.72 times. The cash ratio of the Company was 0.82 time, slightly decreased from