(Translation) No. IR/2561/010 27 February 2018 Subject: Acquisition of assets To: President The Stock Exchange of Thailand Enclosures: Information Memorandum of Singha Estate Public Company Limited

Assets 0.01 - 0.08 0.01 (0.07) (87.50) Gain on Foreign Exchange Rate – Net 1.51 0.12 0.20 0.02 1.31 655.00 Other Revenue 2.79 0.22 2.23 0.20 0.56 25.11 Total Other Revenue 4.31 0.34 2.51 0.23 1.80 71.71

via the bank and direct debit / direct credit and an automatic transfer system (ATS). 4.2 Insurance Services, the bank has provided the life insurance and non-life insurance brokerage which had the

non-performing assets (NPAs) totaling Baht 413 million and had gain of Baht 195 million. In the Financial Market business, the Bank generated revenue of Baht 64 million. The market shares (SET and mai

loans ratio at the end of 2Q18 further declined to 4.5% from 5.0% at the end of 2017. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 413 million and had

tools and equipment replacement after their useful life of Baht 117.72 million, cash advance payment for purchase of assets of Baht 19.45 million and cash payment for intangible assets of Baht 3.08

(122.4) (13.6) 703.7 71.8 10.2 LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter Ended 31 March 2021 Page 7/19 Analysis of Financial Position Total Assets

efficiently. Also, the Company recognized the loss from impairment of assets of 39.37 MB as a resulted of the closure of non-performing stores. Administrative expenses Administrative expenses was 355.7 MB, an

for its investment in Nam Ngum 3 project for THB 205.75 million by means of disposing some assets of the project to the governmental entity of Lao PDR. The higher-than-the project investment of THB

) Size of Transaction (Present) Size of Transaction : Interest amount 10.50 Million Baht or 0.21 % of the net tangible assets. 5.3) Size of Transaction : Size of the transaction equal to 0.93 % of the net