% Investments in subsidiaries 999 7.7% 968 5.9% -31 -3.1% Investment Property 507 3.9% 520 3.2% 13 2.6% Property, building and equipment 840 6.5% 860 5.2% 20 2.4% Intangible Assets 148 1.1% 350 2.1% 202 136.5

(loss) from investment in associates and joint venture 375.4 604.1 -228.7 -37.9% Share of profit (loss) from investment in associates and joint venture 44.4 122.8 -78.5 -63.9% EBIT 419.8 726.9 -307.1

structured notes: (1) companies whose shares are held as the core investment by trusts in the minimum ratio in accordance with the requirements of the Notification of the Capital Market Supervisory Board

%) (84.8) (1.8%) +8.4 +9.9% Less: (Profit)/Loss Net from Non-Controlling Interests (by equity method) (12.4) (0.3%) (1.6) (0.1%) +10.8 +677.9% Core Operating Profit 343.2 7.1% 296.6 6.3% +46.6 +15.7

achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has

. Nimit Langsuan Project: The construction of Nimit Langsuan project is in the process of tower core slip form casting reaching level 11, the floor slab of level 9 is fully completed, and continually to

including exterior and interior decoration. Nimit Langsuan Project: The construction of Nimit Langsuan project is in the process of tower core slip form casting reaching level 11, the floor slab of level 9 is

Core Businesses 7 3.1 Sustainable Development and Corporate Governance 7 3.2 Business Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of KASIKORNBANK 8 3.3 Customer Segments and Services 8

period last year, especially in the tourism sector. However, exports and private investment – two major economic drivers – continued to slow in line with the sluggish global economy and trade volume amid

the Company and it is not necessary for the Company to depend on or utilized the disposed assets. The Company would proceed with its strategies and policies to engage in the core business in which it