million due to the new labor law effective in the second quarter of 2019. As a result, it stipulated compensation for employees who have worked continuously for 20 years with their rights to receive

ap d. es not includ for which as Baht, whereb l repayment based on ave advisor and e Company’ s. ach can be su WPS 7-2021 2 98.25 4.50% 05.52 view that is a suitable ely in accord business, ppraised by

duly entitled to sublease the Leased Property to One Sukhumvit 24. The Sublessor and One Sukhumvit 24 shall register the lease under the sublease agreement with respect to such land at the relevant land

) Consolidated The Company only ( 20..) ( 20..) (20..) (20..) 1. Cash and cash equivalents 2. Long-term deposits at financial institutions 3. Securities purchased under reverse repurchase agreement 4. Investments

repurchase agreement 4. Investments in investment Securities 5. Investments in subsidiary and affiliated 6. Receivables from Clearing House 7. Securities business receivables and Derivatives business

reverse repurchase agreement 4. Investments in investment Securities 5. Investments in subsidiary and affiliated 6. Receivables from Clearing House 7. Securities business receivables and Derivatives

licenses. 4. No proceeding by law, court order or administrative order prohibit the parties to enter into Joint Venture Agreement. 5. No material adverse effect in JV Company. Closing Date After the

rates required by law* 6.375 5.750 The Difference 10.756 12.923 Tier 1 capital funds The Bank 34,344.2 17.131 34,101.4 18.673 Minimum rates required by law* 7.875 7.250 The Difference 9.256 11.423 Total

As of 31 December 2018 Million Baht % Million Baht % Common Equity Tier 1 capital Bank 34,578.3 16.480 34,344.2 17.131 Minimum and additional rates required by law* 7.000 6.375 Difference 9.480 10.756

10.195 Minimum rates required by law* 5.750 5.125 The Difference 12.923 5.070 Tier 1 capital funds The Bank 34,101.4 18.673 16,557.5 10.195 Minimum rates required by law* 7.250 6.625 The Difference 11.423