LH BANK’s Basel III Tier 2 capital securities at “BBB” (Triple B Straight). Analysis of Operating Results The analysis of operating results of Land and Houses Bank Public Company Limited performance is

time or several times within three months from the date on which the Board of Directors of the Company has the resolution. A purpose is to help the Company to have enough cash flow for a business

is a subsidiary of the Company will help the Company to have cash flow for debt repayment, resulting in the ability of the Company to repay the debt within time specified which will help reduce

Company has started the business of trading crude palm oil type A (CPOA) since October 2018, and planned to expand the scope of its crude palm oil business, which will help boost the revenues and ensure the

the credit rating process CRAs should endeavour to issue opinions that help reduce the asymmetry of information among borrowers, lenders and other market participants; Independence and conflicts of

(Straight-line) ตลอดอำยุสัญญำเช่ำ ท ำให ้ ตน้ทุนค่ำเช่ำและค่ำบริกำรเพิ่มขึน้ประมำณ 100 ลำ้นบำทต่อไตรมำส (งวดเกำ้ เดอืนปี 2562 ประมำณ 300 ลำ้นบำท) เทยีบกบัเกำ้เดอืนของปี 2561 จ ำนวน 100 ลำ้นบำท ในไตรมำส 3 ปี

wide-coverage distribution that reaches almost all regions of Vietnam will help expand the Company’s business in Vietnam. 1,533 1,741 1,760 1,507 1,515 1,370 1,500 1,531 110 143 161 117 118 61 78 28 0 20

2018, and planned to expand the scope of its crude palm oil business, which will help boost the revenues and ensure the Company’s constant operating results. 3.2 Calculation of Transaction Size 3.2.1

Identification Number SEC HELP Center 1207 info@sec.or.th Last Updated 31 March 2022 Last Reviewed 31 March 2022

government has policies to help the cost of living of people at the grassroots level, it focuses on spending of the essential consumer products only. Products of the Company: For Medical Devices; There is