process but have not yet completed according to the achievement stage. Advance payment for products and services decreased by 96.4 MB, representing a decrease of 61.3% because in the year 2020, the Company

. The delinquent account receivables for 3 months and up was 4.4% in the third quarter decreasing from 5.2% in the end of last year. For default receivables in credit risk (NPL Stage 3) was 4.8

ของยอดลกูหนีก้ำรค้ำรวม ณ สิน้ปีบญัชีก่อน ทัง้นีก้ำรด้อยค่ำทำงด้ำนเครดิต (ECL) ตำม IFRS9 บริษัทฯ มี NPL Stage 3 ร้อยละ 5.3 ใกล้เคียงกบัไตรมำสก่อน และลดลงจำกร้อยละ 5.7 จำกงวดเดียวกนัของปีก่อน ทัง้นี

ทัง้นีก้ำรดอ้ยค่ำทำงดำ้นเครดิต (ECL) ตำม TFRS9 บรษัิทฯ มี NPL Stage 3 รอ้ยละ 5.9 สงูขึน้จำก อตัรำรอ้ยละ 5.7 ณ สิน้ปีบญัชีก่อน และเพิ่มขึน้จำกรอ้ยละ 5.3 จำกงวดเดียวกนัของปีก่อน ทัง้นีอ้ตัรำสว่นคำ่เผ่ือผล

Company provided allowance for doubtful accounts of 10,086 million baht, where the default receivables in credit risk (NPL Stage 3) in accordance to TFRS9 was 6.18% increasing from 5.9% last quarter. The

invoices were issued to receivables for project that had been delivered according to the completion stage but had not yet the due date for sending invoices for last year's collection. As the result, the

increase the Company’s financial liquidity to be used as working capital and debt repayment which will help reduce the high interest burden of the Company. On the date the Board of Directors approved the

help the company gain more profit estimated 0.6% but the proportion of gross profit is lower than mobile top-up mobile transaction. As well as, depreciation cost estimated 1% that was in line with the

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kiosks, which help people not to move far from their home area. Nevertheless, the Covid-19 pandemic can be viewed as a catalyst to accelerate the change of consumer behavior, which will result to a “New