Management Discussion and Analysis For the first quarter ended March 31, 2018 (Unreviewed) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66

Management Discussion and Analysis For the first quarter ended March 31, 2018 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66-2841-5925

rights of the company being held; The holding of shares by an individual under the first paragraph shall include shares held by a spouse and a minor child of such individual; (c) a company in which such

; The holding of shares by an individual under the first paragraph shall include shares held by a spouse and a minor child of such individual; 2 (c) a company in which such person holds majority shares

Management Discussion and Analysis For the first quarter ended March 31, 2020 (Unreviewed) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66

, 2017 and the three-month period ended March 31, 2018, respectively. The selling expenses to revenue ratios for those years stood at 1.85% and 0.44%, respectively. In the first quarter of 2017, the

Management Discussion and Analysis for the First Quarter of Year 2018 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group”) for the

the main raw materials, i.e. scraps and pig iron, had more fluctuated since the first quarter of 2016, by increasing in the first quarter to second quarters of 2016 and then decreased in the third

higher than first half of this year, the price was still lower than average price of year 2018. Other income on year 2019 increased 32.41 percent for a reason of increasing in gain from exchange rate

. Unanimously acknowledged the Company’s performance for the first half year ended August 31,2017; 2. Unanimously approved the consolidated reviewed 2nd quarter financial statements and six-month period of the