branches when compared to those of the year 2018 due to the bank’s plan for branches’ merger to align with the digital society. Information Security Management System Standards’ Certificate (ISO/IEC 27001

of negotiating with various tenants. In order to align with the business model of each tenant, Hero Experience will contact the creditors to inform the progress of the operation plan aforementioned and

already allocated the space to support the operation. For the area improvement plan, Hero Experience is still in the process of negotiating with various tenants. In order to align with the business model of

the total 111 branches, decreased by 17 branches when compared to those of the year 2018 due to the bank’s plan for branches’ merger to align with the digital society. Information Security Management

paid per share of GLOW at the rate of THB 1.608 per share. In addition, under the Amendment to the SPA dated 8 March 2019, GPSC and the Seller have agreed to adjust the purchase price from THB 94.892 per

Agreement with conditions precedent with APAC Real Estate Holdings LLC, a Nevada limited liability company and Outrigger Hotels Hawaii, a Hawaii limited partnership ("Equity Purchase Agreement") for the

4,882.3 Earnings per Share (EPS) Baht 1.79 1.65 1.90 1.79 Total liability-to-equity ratio (D/E ratio) Times 1.31 1.43 1.57 1.79 Return on Equity (ROE) Percentage 12.10 11.03 12.55 15.247 Bangkok Commercial

5,529 2.9% 34.3% Guarantees of loans 20,192 17,767 18,001 13.6% 12.2% Liability under unmatured import bills 14,597 19,180 17,921 (23.9)% (18.5)% Letters of credit 33,009 31,374 35,623 5.2% (7.3)% Other

อสังหาริมทรัพย์   หมวด 1 การขอความเห็นชอบ และการให้ความเห็นชอบ  ________________

nor shall they certify the accuracy and completeness of the information contained in the Registration Statement. The liability for certification of the accuracy and completeness of the information