Activities For the nine-month period ended September 30, 2017, the Company and its subsidiaries generated cash flows from operating activities of approximately THB 2,352.62 million, increased by THB 450.58

Management Discussion and Analysis For the first quarter ended March 31, 2019 (Unreviewed) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66

consolidated financial statement of the Company and NYKT for the nine month period ended 30 September 2018, with the highest transaction size based on consideration value criteria of 21.54 percent of the total

from the consolidated audited financial statement of the Company ended September 30, 2018. After the computation of the Transaction size together with the Company’s other acquisition transactions within

million, which decreased by Baht 4,232 million or 14% from year ended 2018, totaling to Baht 30,632 million. Out of the total assets, Current Assets amounted to Baht 3,590 million, decreased 34% and non

share as at December 31, 2019. Liquidity Cash Flow Activities For the six- month period ended June 30, 2020, the Company and its subsidiaries generated cash flows from operating activities of

and its subsidiaries for the year 2017 which audited by the auditor of the Company. Details are as follows. 1. The Operating Results Analysis For the year ended December 31, 2017 The operating results

value of the Disposed Assets as appeared in the consolidated financial statement of the Company ended December 31, 2017 are Baht 128,904,265.17. (4) Size Calculation This transaction is deemed as the

1 (Translation) MD. 063/2018 May 9 , 2018 Re: Management Discussion and Analysis For the Operating Results ended March 31, 2018 To: President The Stock Exchange of Thailand Management Discussion and

Ended December 31, 2018 To The President The Stock Exchange of Thailand Management Discussion and Analysis Consolidated Financial Statements For Financial Year ended December 31, 2018 Overall Group