decline could be attributed to an increase of Baht 1,493 million or 16.36 percent in our impairment loss on loans and debt securities to cope with economic uncertainties. Operating profit before provision

. 1. Credit card loan measures (1) Establish credit limits for new credit card applicants based on their monthly income as 3 deemed appropriate for their debt servicing ability: - For applicants earning

จ่ำย ภำษีเงินได้ ค่ำเส่ือมรำคำ และค่ำตัดจ ำหน่ำย (net debt to EBITDA ratio) อัตรำส่วนควำมสำมำรถในกำรช ำระดอกเบี้ย2 (interest coverage ratio : ICR) อัตรำส่วนควำมสำมำรถในกำรช ำระภำระผูกพัน2 (debt service

to owners of the Company (419.61) (3,051.71) (206.58) (349.84) Based on the performance of DCORP from the consolidated financial statements of the year 2018 ended December 31, 2018, the total income

Disposal of Assets”). The highest transaction value equals 13.99 percent based on the value of consideration basis. The highest transaction value is derived from this method of calculation, whereby the

operations and the shareholders’ right to receive dividend. 2. The approval of the interim dividend payment from the 2019 operational results based on the company’s latest audited financial statements ended

, consumer confidence depression and high level of household debt though, there was some spending of consumer goods from the COVID-19 pandemic distress. However, the government sector has launched remedial

dividend. 2. The approval of the interim dividend payment from the 2019 operational results based on the company’s latest audited financial statements ended December 31,2019 at the rate of Baht 1.05 per

ต้องการบรรลุ (Intended Outcome) 4 3.2 เงื่อนไขของหนี้สินด้อยสิทธิ (qualified sub-debt) 𝑁𝐶𝑅 = 𝑙𝑖𝑞𝑢𝑖𝑑 𝑎𝑠𝑠𝑒𝑡𝑠 − 𝑡𝑜𝑡𝑎𝑙 𝑙𝑖𝑎𝑏𝑖𝑙𝑖𝑡𝑖𝑒𝑠 (𝑒𝑥𝑐𝑙. 𝑞𝑢𝑎𝑙𝑖𝑓𝑖𝑒𝑑 𝑠𝑢𝑏 𝑑𝑒𝑏𝑡

Company will collect an additional 10% of the fee including a post-dated cheque (based on the credit term) for the remaining fees of 80% within November 2019, in order to prevent the risk of debt repayment