consider the credit risk of its customers, resulting in drop in revenue in 2017. However, Thailand is currently well-position to be a medical hub of Asia, new hospitals are planned to build to serve

fixed interest rate from 2. 05 to 3. 01 percent per annum to reduce finance cost and risk management from floating interest rate. As a result, the Company has saved interest expense approximately by Baht

เสียงต่ ำ เสี่ยงปำนกลำง ค่อนข้ำงต่ ำ เสี่ยงปำนกลำง ค่อนข้ำงสูง เสี่ยงสูง เสี่ยงสูงมำก โอกำสขำดทุนเงินต้น ควำมเสี่ยงจำกควำมผันผวนของมูลค่ำหน่วยลงทุน (market risk) สูง ค่าความผันผวนของราคา หลักทรัพย์

estate market is explored in order to diversify business risk and boost recurring income. Apart from developing residential condominiums, the Company also provides real estate services and property

the financial risk perspective, despite the higher debt ratio stemming from increased loans and lower shareholder equity, the ratio was nonetheless at relatively low level. The interest coverage ratio

Adequacy and Capital Ratio As of 31 December 2019, the ratio of total capital fund to risk assets (BIS ratio) at 19.265%, higher than the 11.000% minimum rate required by the Bank of Thailand and decreased

or originated credit loss impairment (POCI). The Company must estimate the cash flow from the said non-performing debt to calculate the effective interest rate that reduces the credit risk (Effective

ด้านตลาด ("market risk") และด้านสภาพคล่องของกองทุนรวมตราสารหนี้ทั่วไปที่เปิดให้ผู้ลงทุนซื้อหรือขายคืนหน่วยลงทุนได้ทุกวันทำการ (daily fixed income) บกพร่องและไม่เป็นไปตามที่ประกาศกำหนดในกรณีการบริหาร

amount of money transfer accounted for 10% of total usage amount which cause the risk diversification approach and the expansion of the customer base goes well. Furthermore, it will make the Company to use

deposit in advance payment for OEM and received from other customers, to prevent the risk of receiving payment. Long-term loans decreased from payment of trust receipts from import machinery at the end of