Bangkok Commercial Asset Management Public Company Limited 3. Management Discussion and Analysis for the first quarter ended March 31, 2020 The presentation of 2019 figures was not made in accordance with

) Remarks (1) These figures are different from those included in Company’s consolidated Financial Statements as they include revenues (before deducting discounts and commissions) from scheduled flights, net

source of fund from financing for wellness project seems to be difficult. The Company currently does not have the exactly figure of investment from this project. It has only roughly estimated figures which

continue to classify leases as either operating or finance leases. 3. Management Discussion and Analysis for the first quarter ended March 31, 2020 The presentation of 2019 figures was not made in accordance

quarter of 2019, our credit cost stood at 1.57 percent, less than the figures of 1.58 percent in the previous quarter and 1.74 percent in the same period of last year. At the same time, our capital position

speculate that this new round of sanctions will reduce crude oil volume by 600,000 – 1,500,000 barrels per day; from the record high figures of crude oil exported by Iran in April 2018 at 3. 09 million

and Analysis for the second quarter ended June 30, 2020 The presentation of 2019 figures was not made in accordance with the new Thai Financial Reporting Standards 9 (TFRS9) related to financial

, on January 1, 2020. The effects of reclassification of the financial figures can be summarized as follows: Million Baht Book value as at December 31, 2019 The impact from the adoption the pack of

the US which triggered anxiety among global investors, the worse-than-expected US economic figures, and the Federal Reserve’s monetary policy perspectives, especially concerns over low US inflation

Service Co., Ltd. in the amount of THB 7 million, and has elimination of THB 46 million, with factors affecting operations as follow: (Unit: Million litres) Note: Total sales volume figures excluding the