(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

DCORP 050/2019 November 12, 2019 Subject: Report on the overall operation for first 9 months of the year 2019 ended September 30, 2019 and the decrease in the overall operation more than 20 percent

(Enclosure 4) 1 (-Translation-) Information Memorandum on the Connected Transaction and Asset Acquisition of Master Ad Public Company Limited pursuant to Schedule 2 of the Notification of the Board

and business opportunities in each individual sector and area across all industries. In parallel, we focused on the development of technological solutions with the aim of becoming “Customers’ Life

financial advisor on the approved list of the SEC Office. “bondholders’ representative” means a bondholder’s representative whose name appears on the list of the persons who are qualified as bondholders

appears in the SEC’s approved list; “related person” means a related person under the Notification of the Capital Market Supervisory Board concerning the Rules on Related Party Transactions; “Stock Exchange

operated by the organization, a third party, or some combination of them, and it may exist on or off premises.” 6 ล ำดับ ค ำถำม ค ำตอบ 5. กำรสร้ำงควำมมั่นคงปลอดภัยของระบบสำรสนเทศด้ำนบุคลำกร (human resource

businesses have felt compelled to seek new business opportunities. KASIKORNBANK has established our business directions on the foundation of a Bank of Sustainability, accounting for the balance of three

greater than the Bank of Thailand’s requirement. In this quarter, KBank established business directions on the foundation of a Bank of Sustainability, accounting for the balance of three dimensions

August 2019 Subject: Notification of Resolutions of the Board of Directors’ Meeting No. 9/2019 on Disposal of Assets and Execution of Connected Transactions on Disposal of Investment in SUT Global Co., Ltd