set aside a one-off higher provision in the previous quarter to strengthen the loan loss reserves before the adoption of the Thai Financial Reporting Standard No.9 (TFRS 9). At the end of March 2020
Chiangmai, CentralPlaza Pitsanulok and CentralPlaza Grand Rama9. Revenue from food center services Due to the adoption of Thai Financial Reporting Standard 15 (TFRS 15) on Revenue from Contracts with
expense in supporting services. Expected Credit Losses To allocate provision in accordance with Thai Financial Reporting Standard No. 9 Financial Instruments (TFRS9), the bank has considered the expected
in employees’ expenses. Expected Credit Losses To allocate a provision in accordance with Thai Financial Reporting Standard No. 9: Financial Instruments (TFRS 9), the bank has considered the expected
expenses 2,583 2,545 1.5 3,355 (23.0) 7 Expected Credit Loss (ECL) From 1 January 2020 onwards, the expected credit loss (ECL) will be based on impairment requirement under Thai Financial Reporting Standard
together with specific privileges catered specifically for teen clients. We also debuted a chip debit card under the Thai Standard Format that comes with enhanced security wherein cardholders are required to
of Association of the Company, (b) imposition of additional obligations or undertakings of the Company apart from the relevant regulations concerning the issuance and offering of securities under Thai
offering of securities under Thai law, or (c) incompatibility with the measures, criteria, and conditions for the allocation of the Company. Nevertheless, the Company may also exercise its discretion to
regulations concerning the issuance and offering of securities under Thai law, or (c) incompatibility with the measures, criteria, and conditions for the allocation of the Company. Nevertheless, the Company may
competition for SME there. V3 27/02/63 6 10. Thai Financial Reporting Standard change - The Thai Federation of Accounting Professions (TFAC) has issued an announcement on the pack of Thai Financial Reporting