and KBank ATMs have increased to 13% of total personal loan sales. - Motorcycle and Used Car Hire Purchase In the first quarter of 2019, motorcycle and used car hire purchase in Thailand and electrical
cost. - Motorcycle and Used Car Hire Purchase In the first quarter of 2018, motorcycle and used car hire purchase in Thailand and electrical appliances, mobile phone and etc. in oversea business, sharing
and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 1Q/21 4Q/21 1Q/22 %QoQ %YoY 1Q/21 1Q/22 %YoY Credit card income Loan income Hire-purchase income Other income 1,550 2,612 273
loan. Total non-current assets was at Bt282,107mn, decreasing by -6.8% due to the amortization of spectrum licenses, PPE, and lower right-of-use assets. Total liabilities amounted to Bt239,284mn declined
loans, real estate development loans and housing loans while hire purchase loans declined slightly from the end of 2018. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 1Q19
portfolio grew by 2.1% from the end of 2018 with growth driven across almost all segments but with contractions in the hire purchase and SME loans segment. The hire purchase portfolio declined by 2.7% from
Operations During 2Q19, the overall Bank’s loan portfolio grew by 2.1% from the end of 2018 with growth driven across almost all segments but with contractions in the hire purchase and SME loans segment. The
overall loan growth for the first half of 2018 to expand by 10.2%. The Bank loan portfolio registered growth across all segments with hire-purchase portfolio continuing to expand by 2.8% from the end of
%. The Bank loan portfolio registered growth across all segments with hire-purchase portfolio continuing to expand by 2.8% from the end of 2017. For asset quality, the Non-Performing Loans (NPLs) to total
) measured at amortised cost Adoption of TFRS 16 requires the recognition of right-of-use assets and lease liabilities Overall market environment The Thai economy for 1Q20 continued on a declining trend