reversal of deferred tax assets. Financial Ratios Q2 2020 Q2 2019 Gross profit margin 18.9% 20.7% Net profit margin 8.5% 14.3% Debt to Equity ratio 0.18 0.10 Earnings per share 0.26 0.57 ROA 6.1% 12.2% ROE
accounts and allowance for troubled debt restructuring amounted to Baht 10,892 million with outstanding Baht 4,500 million in general reserve. The total loan loss reserve to total mandatory reserve ratio
% 51.67% Net profit / total sales and services revenue (%) 30.96% 30.55% Performance Ratio Return on Equity (ROE) (%) 13.67% 12.15% Return on Assets (ROA) (%) 6.63% 6.21% Capital Structure and Debt Ratio
, decreased by THB 756 million due to some of debentures retired, resulting in the interest-bearing debt to equity ratio at 0.4 time, down from 0.5 time as of December 31, 2019 and debt to equity ratio also
operations at the rate of Baht 2.00 per share on September 21, 2018. Capital Adequacy Ratio (BIS ratio) As at December 31, 2018, the Capital Adequacy Ratio (BIS ratio) under Basel III, which included profit
May 21, 2019 and paid the interim dividend payment for the January 1 – June 30, 2019 operations at the rate of Baht 1.50 per share on September 20, 2019. Capital Adequacy Ratio (BIS ratio) As of
rate of Baht 2.00 per share with the remaining Baht 3.00 per share paid on May 21, 2019. Capital Adequacy Ratio (BIS ratio) As of June 30, 2019, the Capital Adequacy Ratio (BIS ratio) under Basel III
dividend was paid on September 21, 2018 at the rate of Baht 2.00 per share with the remaining Baht 3.00 per share paid on May 21, 2019. Capital Adequacy Ratio (BIS ratio) As of June 30, 2019, the Capital
and allowance for troubled debt restructuring amounted to Baht 10,853 million with outstanding Baht 4,500 million in general reserve. The total loan loss reserve to total mandatory reserve ratio stood