has introduced relief measures to boost the economy and increase liquidity to alleviate the impact of COVID-19 on citizens and businesses. In response to the crisis, the government has introduced cash

assisted by the governments of various countries such as Austria, Germany, Switzerland, Poland, and the Czech Republic, in the form of subsidies for payrolls, and tax relief. In Germany where the Company has

operation of J Fintech Company Limited in the past affected by the coronavirus situation some in the collection of debt during Lock Down. However, under the accounting practice, Subject: Temporary relief

from the second quarter will drive a significant increase in medical service utilizations in the second half of the year as a result of patients’ anxiety relief since the situation of the COVID-19

the impact on private consumption is expected to be eased to some extent by various relief measures being rolled out by the government. The Group has committed to support and operate in accordance with

in better debt collection performance, as well as the Bank of Thailand’s extension of relief measures, which allow a reduced minimum payment rate of 8% on credit cards for an additional year as well as

service revenues reflecting impact of COVID-19 since late 1Q20. Sale revenue dropped -4.3%YoY effected by shop closure during the lockdown and service revenue decreased -3.9%YoY from weak consumption and

. Marketing expenses declined significantly by -12%YoY from lower activities during lockdown, while admin and other expenses dropped -5.5%YoY from shop rental saving during lock down and one-time legal

maintained as we started to see improvements on consumption with the shop re- openings since Sep-21 with the lifting of lockdown measures. Our network capex remains between 25-30bn to ensure that we continued

LUGGAW fruit shop at Marketplace, Nanglinchee Community Mall to meet the current customer demands, which focuses more on health- conscious products. The Company enhance growth through introducing new brand