, including the procedure and processes of such consideration; (b) the renewal of approval; (c) the duties of the auditor after obtaining an approval; (d) the power of the SEC Office to take any action

for ticket sales and reservation ( D- Ticket) of the State Railway of Thailand, The Hybrid CSOC Project (provide computer equipment, personnel, improve processes, including Improving operational

creating differentiation through personalized products and services and enhancing retention program as well as digitalizing channels and operational processes to gain fair market share and expand our scale

was uneven, with improvement concentrated in only certain industries. Under these circumstances, KBank has developed effective credit risk management policies, tools and processes to cope with potential

these regulatory changes. We have prepared internal processes and developed employees’ skills to ensure that our services are appropriately provided to customers in line with international standards

events. Subject to our regular reviews and improvements in liquidity risk management processes at KBank and K Companies, these actions are consistent with economic circumstances and rapid changes in the

licenses, industrial, commercial or financial contracts (including contracts with customers or suppliers) or new manufacturing processes, where such factors are material to the issuer's business or

and production processes, modification and mixing of fuel material to improve combustion resulting in better heat rate and lower fuel consumption per 5 unit and also improvement of feedstock procurement

-Customer (KYC) and Customer Due Diligence (CDD) procedures for registrants’ identity authentication, retention of data and support documents, as well as relevant risk management processes. These practices

processes to ensure that the client is the same person whose identity appears in the evidentiary documentation of an application for doing business transactions with the securities company , and verify the