credit losses totaled Baht 256 million, a decline of 47.1% comparing to Baht 485 million for 1Q19. The excess loan loss reserve after allowance for expected credit losses based on TFRS 9 at the 2 For 1Q20

Baht 2,178 million mainly from the increase in personnel expenses. Expected Credit Losses (ECL) for 1Q20 totaled Baht 256 million, a decline of 47.1% comparing to Baht 485 million for 1Q19. The excess

demand in the market. Excess production in China caused extra problems as the local production could not be shipped out due to pandemic, resulting into an intense competition and price in China. For

returns under the same risk level. Alpha refers to the excess return of a mutual fund upon comparison with the benchmarks. Having high Alpha means the fund can generate higher returns than the benchmarks

) ให้บริษัทหลักทรัพย์คำนวณอำนาจซื้อ/ขายชอร์ตของลูกค้าแต่ละรายจากทรัพย์สินส่วนเกิน(excess equity) ซึ่งถ้าเป็นรายการซื้อหรือขายชอร์ตครั้งแรกในบัญชีมาร์จิ้น excess equity ของลูกค้าก็จะเท่ากับจำนวนเงินที่

subscription) and the allocation of the shares pursuant to which the existing shareholders have subscribed in excess of their shareholding on a private placement basis who are not a connected person of the

2019 Paid 7June 2019 Paid Last payment 25July 2019 Last payment 25July 2019 Last payment 25 July 2019 Transaction Size 30.39% 4.34% 43.39% 3.05% 43.63% 9.60% 13.06% 147.46% Source of Fund - Excess

Ratios Debt to Equity times 0.42 0.42 0.45 Interest coverage times 531.88 227.59 95.03 Dividend payout (%) 55.85%* 55.65% 67.84% * Pending for approval from the 2019 annual shareholders’ meeting Operating

Financial Policy Ratios Debt to Equity times 0.40 0.42 0.42 Interest coverage times 3,095.00 545.41 222.73 Dividend payout (%) 76.07%* 55.96% 55.68% * Pending approval from the 2020 annual general meeting of

Meeting of the Shareholder No.1/2019 on March 18, 2019 approved the Company and the subsidiary to settle the disputes with EXAT as described in No.1. It is pending to the EXAT proceeding according to the